Living out here in the Tubeless sticks, I rarely use the Underground at all. If I do, I also get off at Kew rather than go on to Richmond - but that's because I can park the car at Kew!
Maybe a dozen trips since I lost my Oyster last New Year's night. The most recent trip was on Boxing Day when I had to go into London and there were no proper trains, so I had to trek all the way over to Colliers Wood.